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Originally from Montana, I moved to Utah over 30 years ago and have proudly called it home ever since. My wife and I raised our four children in American Fork, and we now enjoy watching our grandchildren grow up nearby.
I understand the importance of financing solutions tailored to each client's unique goals. I specialize in delivering a personalized, seamless lending experience built on trust, expertise, and attention to detail. My commitment is to provide the guidance and exceptional service my clients deserve, making even the most complex financing needs feel effortless.


Getting pre-approved is the first step, and most critical when you are looking into purchasing a new home or refinancing your current home.
For a purchase transaction, it will help you understand your budget, strengthen your offers, can help identify potential credit or financial issues early, and give you better negotiation power.
For a refinance, whether you are pulling out money for a new venture, or just looking to get a better rate or term on your loan, we will weigh your options to see if a refinance makes sense and walk you through the process.

Fill out as much as you can, and leave blank anything you're not sure of.
I love my customers, so feel free to visit during normal business hours.
2135 W Main St, Ste B203, Lehi UT 84043
Cell: (801) 372-5440 Email: mwagner@shmloans.com
Open today | 09:00 am – 05:00 pm |
I pride myself on my communication with my clients. If you need to meet after hours, please call or text to set up an appointment. - Mark
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